insurance & payment options
Making teen mental health care accessible and affordable for Florida families. We accept most major insurance plans and offer flexible payment options for virtual therapy services.
accepted insurance plans
We are in-network with most major insurance providers serving Florida families. Mental health coverage is typically included under your behavioral health benefits.
Aetna
BlueCross BlueShield
Cigna
UnitedHealthcare
Humana
Florida Blue
Molina Healthcare
Medicaid
Medicare
Tricare
AmeriHealth
Beacon Health Options
Magellan Health
Optum
WellCare
Sunshine Health
Simply Healthcare
Staywell
don't see your insurance?
Insurance networks change frequently. Even if your plan isn't listed, we may still be able to help. Contact us for a free insurance verification.
call to verify coverageflexible payment options
insurance billing
We bill your insurance directly for covered services. You only pay your copay, coinsurance, or deductible amount.
- direct insurance billing
- pre-authorization assistance
- benefits verification
self-pay options
Competitive self-pay rates for families without insurance coverage or who prefer private-pay therapy services.
- transparent pricing
- payment plans available
- sliding scale consideration
HSA/FSA accepted
Use your Health Savings Account or Flexible Spending Account to pay for teen therapy services with pre-tax dollars.
- HSA/FSA eligible
- detailed receipts provided
- tax-advantaged payments
understanding your costs
Teen therapy costs vary based on your insurance coverage and the type of services needed. We're committed to transparency in pricing.
typical insurance copays
Most Florida insurance plans have copays ranging from $10-$50 for mental health services. Your specific copay depends on your plan details.
deductible considerations
If you haven't met your annual deductible, you may be responsible for the full session fee until it's met. We'll help you understand your benefits.
out-of-network benefits
Many plans offer out-of-network benefits with reimbursement. We provide detailed superbills for easy insurance submission.
free insurance verification
benefits check
We verify your mental health benefits before your first session
cost estimate
Get a clear understanding of your expected out-of-pocket costs
no surprises
Transparent pricing with no hidden fees or unexpected charges
insurance & payment FAQ
do you accept my insurance?
We accept most major Florida insurance plans. Call us for a free verification to confirm your specific coverage and benefits.
what if I don't have insurance?
We offer competitive self-pay rates and payment plans. Some families find our rates comparable to high insurance copays.
are virtual sessions covered?
Yes! Most insurance plans now cover telehealth/virtual therapy sessions the same as in-person visits.
when is payment due?
Insurance copays are collected at the time of service. Self-pay clients can pay per session or set up monthly payment plans.
do you offer sliding scale fees?
We have limited sliding scale spots available for families with financial hardship. Contact us to discuss your situation.
can I use my HSA/FSA?
Absolutely! Mental health therapy is a qualified medical expense for HSA and FSA accounts.
ready to get started?
Don't let insurance questions delay your teen's mental health care. We'll handle the verification process and explain all your options.